Investment Policy Statement

When it comes to selecting an appropriate fund lineup for your employees’ retirement savings, 401(k) plan fiduciaries face the challenge of meeting the needs of a variety of participants who vary in risk tolerance, age, and investment style, all while minimizing participant risk and ensuring the plan meets fiduciary guidelines.

Developing a 401(k) Investment Policy Statement (IPS) is the central component of all advisory relationships and provides a clear roadmap to consistent, informed decision-making when it comes to fund selection and replacement.

We’ll work together to define your IPS, which describes the criteria for your company’s retirement plan investments and their ongoing evaluation.

Once in place, having a 401(k) investment policy statement demonstrates that that the plan sponsor is dutifully acting as a prudent fiduciary when it comes to overseeing the 401(k) plan’s investments.