| WHAT WE PROVIDE | WHAT OUR CLIENTS RECEIVE |
| Plan Fee & Service Review A complete and detailed review of the plan, including total plan costs, vendor services, investment options, fiduciary procedures, and other relavent issues. |
Well-documented and well-benchmarked information on the costs, services and investments of the plan, together with specific recommendations for reducing expenses and limiting fiduciary liability. |
| Vendor Search & Replacement Where a new vendor is required, an objective and comprehensive search for, and recommendation of, a new vendor to replace the incumbent. |
A completely independent recommendation of the best possible vendor to match the plan's specific objectives & needs, at the best possible negotiated price, and implemented through hands-on management and oversight of the conversion process. |
| Investment Architecture & Fund Selection A design of what (unbundled funds, portfolios, etc.), how (mutual funds, ETF's, separate account managers), and who (specific fund managers and financial instruments), within the context of the plan vendor's investment platform. |
Best in class investment selection and architecture, designed to manage the company's fiduciary risk and maximize the potential investment return possibilities for participants. |
| Ongoing Investment & Vendor Monitoring A comprehensive quarterly review of each investment option measured against specific quantitative and qualitative controls as defined by the plan's IPS and industry best practices. |
A detailed report to the plan committee, on paper and delivered in person, documenting investment and vendor performance results, together with specific recommendations based upon that information. |
| Ongoing Support for Participants and Internal Plan Staff Access by phone during regular business hours for participant investment questions, as well as an information resource for internal staff in dealing with the vendor or other issues that arise day to day. |
Independent expertise covering all aspects of plan operations, including investments, administration, and compliance, all available on-demand by phone, or by meeting when needed; provides significant help to the company in handling the day to day chores of running the plan. |
| Strategic Consulting and Participant Education/Advice Assistance with how to best deploy current resources for maximum efficiency in plan design and operation, as well as how to improve participant awareness, understanding, and use of the plan. |
Based on the latest marketplace trends, creative strategies on plan design, participant enrollment/education/advice. |